Automobile collisions are no accident.
I have had the privilege of successfully representing individuals who have been injured as the result of others negligence while driving an automobile for 25 years in Central Florida. There are many reasons for such collisions, but rarely are they an “accident”. The reasons vary from simply daydreaming, to texting, to intoxication. The results are unfortunately the same, you have now been forced to suffer because of someone else not being responsible while driving n automobile.
You have many rights in regard to the collision:
Medical treatment: You have had or will have medical expenses as a result and these will continue. Under the Florida No Fault law your own automobile insurance will initially cover at least a portion of your expenses. The actual amount that your own insurance company will vary with the policy you purchased. I will be glad to review your policy and explain what you are entitled to receive and make suggestions on how you may improve your coverage. Remember that Florida has very weak laws in regard to mandatory automobile insurance and you need to protect yourself.
Any unpaid medical bills will be the responsibility of the driver that injured you.
Many times an injured person is worried about running up a medical bill or unable to pay medical bills as they go through treatment. I am many times able to find a doctor to provide treatment and who will wait until the conclusion of the case to be paid, so that you will not need to pay as you go, but still get the medical treatment you need and deserve.
Damage to your vehicle: Property damage insurance in Florida is mandatory. The process of having your vehicle repaired is a simple one.
Pick out the body shop that you want and have them do the repairs. You have the absolute right to have your vehicle repaired where you want, no one else can tell you different.
Many times the insurance company for the negligent driver will recommend, provide incentives, guarantees or in the extreme cases demand that you go to a shop of it’s choosing. Do not go to any shop you recommended by an insurance company! These shops have prior agreements with the insurance company and you will lose control of the repair of your vehicle and will get a substandard repair as a result.
You may also be entitled to recover for any diminished value to your vehicle as a result of being in a collision.
What you are entitled to for your injuries: There are a number of items that you are entitled to recover as a result of your injury:
Unpaid medical expenses: Any unpaid medical expenses are the responsibility of the negligent driver. These range from the amount above the Personal Injury Protection (PIP) to all medical expenses if you did not carry PIP insurance.
Lost Wages: PIP will pay 60% of your lost wages and the negligent driver will be responsible for the balance.
Pain and suffering and other intangible claims: If your injuries continue you will be entitled to recover for your other injuries, such as pain and suffering, mental anguish, inconvenience and other changes in your life due to the injuries you suffered in the accident.
Miscellaneous expenses: You are entitled to recover for any other expenses that you incur as a result of the collision, these are items such as prescriptions, medical devices etc.
Please call me to further discuss your rights further.